vay lãi

Người nông dân vay lãi từ ngân hàng để mua hạt giống.

Definition

1. Verb phrase:
   • To borrow with interest: The act of obtaining money or resources from a lender with the contractual obligation to repay the principal amount plus an additional sum (interest) as a fee for the loan.

Usage Examples

• Verb phrase:
  • Nhiều hộ gia đình buộc phải vay lãi để trang trải chi phí y tế. (Many households are forced to borrow with interest to cover medical costs.)
  • Anh ấy vay lãi ngân hàng để mở rộng kinh doanh. (He borrowed with interest from the bank to expand his business.)
  • Vay lãi từ các tổ chức không chính thức có thể rất rủi ro. (Borrowing with interest from informal organizations can be very risky.)

Advanced Usage

• The phrase often implies a formal or informal credit agreement. The context (e.g., vs. ) specifies the lender or the nature of the interest.
• "vay lãi nặng" / "vay lãi cao": to borrow at high/usurious interest.
  • Công ty đó bị buộc phải vay lãi nặng để tồn tại. (That company was forced to borrow at usurious interest to survive.)

Variants and Related Words

• Vay mượn (v): to borrow (a more general term that does not specify interest).

  • Cô ấy vay mượn sách từ thư viện. (She borrowed books from the library.)

• Cho vay lãi (v): to lend with interest.

  • Luật pháp quy định rõ về hoạt động cho vay lãi. (The law clearly regulates the activity of lending with interest.)

Synonyms

• To take out an interest-bearing loan: A more formal equivalent.
• To borrow at interest: A direct synonym.

Related Terms

• Lãi suất (n): interest rate. This is the key component of vay lãi.

  • Lãi suất cho vay đang tăng. (The lending interest rate is increasing.)

• Nợ lãi (n): interest debt.

  • Họ đang chìm trong nợ lãi. (They are drowning in interest debt.)